TAX-FREE NOTE &
REAL ESTATE INVESTING
MAXIMIZING YOUR FINANCIAL POTENTIAL USING IRAs
by Steve Case

"I personally have used the strategies and techniques that you will learn in this book to catapult a Roth IRA from just a few thousand dollars into a sizeable account approaching seven figures. I didn’t have to wait 20 or 30 years using compound interest to make it happen. My account is less than 5 years old!" -- Steve Case

These are the secrets that very few professionals know, and that are shared by only a handful of financial advisors to the rich, but that commonly go unnoticed by the rest of the world.


"The end result was my Roth IRA made $2,500 on a $100 investment in less than one month. I don’t know of any other type of investment that can generate this type of return. These types of deals are being done every day by real estate investors all over the country. However, most investors end up with much less than the $2,500 profit represented by this deal due to income taxes. I prefer to keep the whole thing, which is exactly what happens if the deal is done through your Roth IRA." --page 31.


More than anything else, taxes will undoubtedly reduce your ability to reach financial freedom. With the advent of the Traditional IRA and, more importantly, the Roth IRA, the ability to amass wealth has become much easier.

Congress has supplied the tools to create tax-deferred or tax-free gains. It’s up to you to find creative techniques to use these tools to your benefit. Some would call these techniques “loopholes” -- people who understand their power call them “opportunities.”

These opportunities are seized most often by the wealthy but can be used by anyone in this country. I personally have used the strategies and techniques that you will learn in this book to catapult a Roth IRA from just a few thousand dollars into a sizeable account approaching seven figures. I didn’t have to wait 20 or 30 years using compound interest to make it happen. My account is less than 5 years old!

My desire is that you will utilize some of the techniques presented in this book to accelerate your goal of financial freedom. I have taught these to investors throughout the country who have surpassed my success.

-- Steve Case


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Table of Contents

Introduction 5

1 Understanding the Basics 6

2 Traditional IRA 8

3 Roth IRA 10

4 Comparison Between Traditional IRA and Roth IRA 12

5 CESA (Education IRA) 14

6 Your IRA Account Must Be With a Custodian Who Understands Real Estate Investing 18

7 Prohibited Transactions 22

8 Deal Mechanics 27

9 Real Estate Options 29

10 Mobile Homes 32

11 Mobile Home Notes 36

12 Tax Liens 42

13 Mortgages 48

14 Single Family Homes 51

15 Raw Land 57

16 Putting it All Together 61

Conclusion 64

Resources 65

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Sample Pages:

Introduction
An IRA - Individual Retirement Account - is the tool that every person requires for maximizing their retirement savings potential. However, all IRA’s, and all IRA investment techniques are not created equal. Having the proper knowledge and skills allows you to be certain that you can get the very most out of these tax- deferred or tax-free accounts, and do the things that you have always dreamed of doing during your golden years.

That is where this book comes in. Consider this book as your guide or investment partner for ensuring that retirement is a thing to which you can look forward to and not something of which to be afraid.
You’ll discover the things that are already known and used by the wealthy, for the creation of tax-deferred - - or even tax-free - - profits in real estate. These are the secrets that very few professionals know, and that are shared by only a handful of
financial advisors to the rich, but that commonly go unnoticed by the rest of the world.

However, you don’t need to be wealthy, or even experienced, in order to use this guide, along with IRAs for your benefit. You will learn everything from the ground up, leaving you with a strong foundation, and a respectable understanding of the details of IRA tools and techniques that are both well known, and not so well known.

Chapter 8

Deal Mechanics
Depending on your financial situation and your retirement goals, you may desire to make investments that require either a large or small amount of funds. The decision regarding the amount that will be invested is the essence which dictates what sort of investment you will be making. Consider the following types of investments, broken into categories of small and large fund investments, so that
you can better recognize which strategy will best suit your unique circumstances.

Investments Requiring a Small Amount of Funds
If you have just opened up an IRA account with minimal funds or have a small amount in an existing account, it is imperative to find ways to make your account grow exponentially as quick as possible. I have found that the following real estate investments will fit this criteria:

1 Real Estate Options
2 Mobile Homes
3 Mobile Home notes
4 Tax Liens

I used these extensively to accumulate funds in my Roth IRA in the beginning. I still utilize them today due to the tremendous returns these investments offer. A detailed explanation and example of each type of investment are located in the following chapters.

Investments Requiring Larger Amounts
As your IRA account grows, it opens up more opportunities in the real estate arena. Dollar-for-dollar the investments listed below may not perform like those previously listed, but the returns could easily top 30%. The following types of investments fit this category:

1 Mortgages
2 Single Family Homes
3 Raw Land

Let’s take a look at these seven different types of real estate investments...


...This home was inherited by a young man in an estate settlement. His father had this rental unit for several years and had neglected to maintain the structure. After the young man acquired the property, he tried the landlord business for several months but very quickly burned-out. He could not attract quality tenants due to the condition of the home, and he did not have the money to repair it.

After doing some research, I felt very confident that the home would be worth around $38,000 in good condition. The cost of repairs was estimated to be $10,000. I negotiated an all cash price of $10,000 on the home with the seller. I made it known to the young man that I didn’t have the time to repair the home, but knew several investors who would be willing to take on this project: though it would take me a few weeks to make sure they were interested.

The seller agreed to give me an option to buy the home for $10,000 within 60 days. He wanted $100 as option consideration in case I didn’t find a buyer within 60 days.

Using the forms provided by my IRA custodian, my Roth IRA purchased the option. Two weeks later, I found a local investor who was more than happy to rehab this house. He agreed to pay $12,500 for the property. Instead of doing a double or simultaneous closing, the investor purchased the option from my IRA for $2,600. He closed with the young man a few weeks later and paid an additional $9,900 to acquire the property.

The end result was my Roth IRA made $2,500 on a $100 investment in less than one month. I don’t know of any other type of investment that can generate this type of return. These types of deals are being done every day by real estate investors all over the country. However, most investors end up with much less than the $2,500 profit represented by this deal due to income taxes. I prefer
to keep the whole thing, which is exactly what happens if the deal is done through your Roth IRA
.

Download "Tax-Free Real Estate Investing" --
Get It Right Now!